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How to Challenge an Insurance Denial and Strengthen Your Claim

The insurance company sent you a letter and told you “no” when what you really needed was a “yes”. Maybe they denied your claim completely. They could be dragging their feet, hoping you will eventually give up. The question now becomes: how t… Read More
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What to Do If Your Insurance Claim Is Denied in Alabama: A Step-by-Step Guide

You paid your premiums. You reported a loss and submitted the required paperwork. Then the insurance company denied your claim. It’s frustrating, especially when you’re already dealing with property damage, medical bills, a business inter… Read More
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House with dollar money bag and blue umbrella. Financial security. Protect investment and be prepared for unforeseen events. Repairs or rebuilding in the event of a covered loss. Property insurance.

What To Do if Your Home Was Underinsured in Alabama?

After years of paying insurance premiums, most homeowners believe their policy will be there when they need it most. One of the hardest moments after a catastrophic loss is discovering you may not have enough insurance to rebuild your home. The gap b… Read More
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When Does an Insurance Delay Become a Bad Faith Insurance Claim?

After a loss, you report the claim, submit the paperwork, and wait for the insurance company to respond. Then instead of progress, you get delay after delay. In Alabama, insurers are required to handle claims in good faith, which includes making time… Read More
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What Is Insurance Bad Faith and How Does It Affect Policyholders?

Insurance is supposed to give you peace of mind. It’s supposed to be the safety net that catches you when the unexpected happens. What happens when you are faced with an insurance denial? Insurance bad faith happens when a company refuses to honor… Read More
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Insurance Claim Form on a desktop stamped in red

Common Examples of Bad Faith Insurance Practices

You expect your insurance company to step up when something goes wrong, not create more problems. Yet many policyholders find themselves facing the same frustrating patterns that show up in examples of bad faith insurance claims. From unexplained den… Read More
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