Losing a loved one unexpectedly can be a source of trauma and great stress. Losing someone is never easy, but when it happens suddenly, as a the result of an accident, it can leave your entire family in a difficult situation. Not only do you have to arrange a funeral, you have to find a way to cope with your loss and move on with life without what was once an important relationship.
If the person who unexpectedly died was the primary wage earner or "breadwinner" in your family, you may not know how you'll pay your mortgage, rent or other basic bills. Losing a spouse when you stay at home to care for the children can result in many issues beyond the grief and loss associated with a sudden death. You could find yourself without income, insurance or support in a difficult time.